ID Theft
How do you freeze your credit?
I think I just set myself up to be a victim of ID theft, how do I freeze my credit to prevent that from happening? Okay it's not my credit card that might have been stolen it's my name and SS# meaning I don't need to cancel one credit card I need to freeze my credit so no more can be taken out...how do I do that?
Public Comments
- Start by calling your credit card companies. Find out if anyone has made charges against your accounts. Call Equifax and request a credit report. This will be free. Try the website below. It is from the federal government. Federal Trade Commission -- Good Luck to you!!
- just put all your credit cards in the freezer for a couple of days.
- Call the credti card companies and tell them to put markers on your cards which they have to double check for a tracsaction to go through. You can also do the sam with your social secutrity number in case they sell your number or try to take out more credit cards.
- Just call all your creditors and inform them.
- visit the credit cards website to see if they have information posted about that. Also let them know that you think you may have been victimized so that they can help you in other ways besides just freezing your card. Getting a new card issued may also help. A new one with a new card number not the same one as your old credit card number.
- It depends on which state you live in. Several states allow you to Freeze your credit report. That is no one can access it unless you give approval. You can check out this report for more info. http://www.bankrate.com/brm/news/cc/20030613c1.asp There is also Fraud Monitoring provided by each of the big 3 credit agencies. They give you access to your report and will notify you of any major changes. http://www.experian.com http://www.equifax.com http://www.tranunion.com
