ID Theft
Too Late To Report ID Theft?
Ok, I am not one that checks his credit very often cause I just don't use it. But I recently got my annual credit report and seen alot of old credit and other strange accounts that are seriously impacting my credit. Some of them date as old as 2001. Is it too late to file fraud affidavit with FTC and get the stuff removed?
Public Comments
- It is never too late to report it. It's up to them anyway whether they will accept your claim. Try it out and see how that works for you. You have nothing to lose by trying, except for all that debt.
- Never too late. Order a free report and look it over, then file any objections you have about your credit report with the credit company's,(Trans-union, Equifax, etc) Go online and see 15 USC 41--Consumer Credit Protection Act 15 USC 1681- Fair Credit Reporting Act 15 USC 1637- Fair Billing act 15 USC 1692- Fair Debt Collection Act
