Hi, I bought a scooter back in June 2008.I bought it as id changed jobs and was travelling further to work. I got insurance for the scooter..however,i never actually rode it as i didn't feel confident.So i didnt do the CBT.When i applied for insurance it didnt ask anywhere if i had the CBT so i didnt decept them into thinking i had done it. The bike was garaged from when i bought it until December 2008 when the scooter was stolen. Just had letter from the insurance stating they wont pay out as i didnt have a CBT! Can they do this?