ID Theft

anyone know the cheapest credit monitoring site?

$14.95 is ridiculous to me. Anyone know a place with a cheap annual rate?

Public Comments

  1. Credit monitoring is mostly as scam (lifelock,etc)
  2. $14.95 is about the cheapest service you can get. I use www.creditchecktotal.com and pay $39.95 a month for their service. They do however let me pull my credit each day which is nice as I am actively disputing things on there. This way I can see up to the date improvement. Other sites that I know offer credit reports are: www.truecredit.com - TransUnion product that offers a monthly pull on all three credit reports. www.freecreditreport.com - not sure the price.. it's an Experian product but offers all three credit reports. www.myfico.com (expensive but you get your true FICO score-- Experian and TransUnion only) www.annualcreditreport.com (one free report from each bureau per year)
  3. Well you could pay for your credit reports individually at myfico.com Ideally you should only have to check your report every 6 months so your annualcreditreport.com should do for 6 months then use myfico discount code for 30% off on myFICO expires March 31 : myFICOis8
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