anyone know the cheapest credit monitoring site?
$14.95 is ridiculous to me. Anyone know a place with a cheap annual rate?
Public Comments
- Credit monitoring is mostly as scam (lifelock,etc)
- $14.95 is about the cheapest service you can get. I use www.creditchecktotal.com and pay $39.95 a month for their service. They do however let me pull my credit each day which is nice as I am actively disputing things on there. This way I can see up to the date improvement. Other sites that I know offer credit reports are: www.truecredit.com - TransUnion product that offers a monthly pull on all three credit reports. www.freecreditreport.com - not sure the price.. it's an Experian product but offers all three credit reports. www.myfico.com (expensive but you get your true FICO score-- Experian and TransUnion only) www.annualcreditreport.com (one free report from each bureau per year)
- Well you could pay for your credit reports individually at myfico.com Ideally you should only have to check your report every 6 months so your annualcreditreport.com should do for 6 months then use myfico discount code for 30% off on myFICO expires March 31 : myFICOis8
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