ID Theft

Where can I get a copy of my credit report for free without having to join some credit protection service?

Public Comments

1. annaualcreditreport.com is the ONLY place all others charge you for fake scores and silly monitoring you do not need. Do not pay for your fico. Major lenders do not use them. They get your reports and make their own judgements and do their own scoring. Your salary and years of employment are also a big factor. Consider the fico a FACO - knowing whats on your report and how to keep it pristine is much more important that knowing a number. /
2. http://www.annualcreditreport.com
3. Asked and answered a zillion times, but let's do it once more: annualcreditreport.com This is the official website set up to provide the one free credit report per year from each of the 3 main bureaus which is required by federal law. They do offer credit monitoring services for a fee, but do not get it. Just get your credit reports.
4. write directly to trans union or experion credit union and they will send you one free report every year ,or you can call them trans union no is 800 916 8800, experian is 888 397 3742,equifax is 800 685 1111,you can get a free report from each one one time a year
5. annualcreditreport.com - you can get one report per year from each of the three credit reporting agencies. It gives you your report, not your credit score, for free.
6. there are either 2 ways of doing this you can get one from eqifax look them up online and either you need to link on the page where it will let you no what you`ll need but ive done it a few times you give them your info and i a week-or 2 you'll receive a credit report. Its a good idea to do this once a year to make sure your credit report is right here`s a link hope this helps http://www.equifax.com/answers/request-free-credit-report/en_cp
7. I got my credit report from my bank. It depends on your bank, but they might provide it for you for free.
8. The credit scoring company them selves are required to give one free credit report per year
9. Ignore the first post saying most lendera dont use FICO,90% use it. It you want a true fico score,myfico.com is the only place to get all 3.