I was a victim of ID theft over a year ago and American Express issued on 1 day, 2 different accounts with 4 cards each under my SSN to strangers, over the phone without checking any form of ID or calling me (like other companies did). My FICO dropped over 200 points! Everytime I'm rebuilding my score they drop my limit again (they review account limits every 6 months), which consequently drops my score again. This has happenned 3 times, and now they say that since my balance is too close to the limit and my FICO score not high enough they can't reinstate my initial credit limit. (my initial limit was $10K and my balance never exceeded $2500. I've never been delinquent on my payments. They dropped my limit to exactly how much i owed, making me have a high balance) I had a lawyer write them a letter demanding them to fix what they've created since they say they offer 100% protection and recover for all IDtheft victims. They said no to reinstating my limit and I want to sue I dont know which kind of lawyer to contact. Any advice on this? Do you think this willl be a waste of time?