If your DL is lost, which might mean someone gets it in their hands obviuosly....Is it necessary to file a police report? I know ID theft like credit...Yes, definitly...But can a DL really cause harm? I called DMV in FL, and they don't offer any protection regarding lost cards...they do not even change the license number for you. I just don't want someone to use my license to do something stupid. And if I don't file a police report-and something would happen down the road.....are there ways to prove it wasn't you?!