ID Theft

Can you obtain your credit report on line without having to become a member of some credit monitoring?

Public Comments

1. I believe you can by going to http://www.freecreditreport.com Good luck.
2. there are 3 different credit reports you can get on the web for free..Just make sure you NEVER pay for them or give a credit or debit number cause it is not nessesary..It's your legal right to get a copy of your credit report FREE once a year..I did it when I was renting an apartment, it's free and easy..http://www.experian.com/
3. Yes. Each of the three credit reporting companies (Experion, etc) is obligated by law to let you have a copy of your credit report once per year. The best way to obtain this is to go to their web sites directly. Some web sites (freecreditreport.com) have been set up to try to get you to buy credit monitoring services. While you can supposedly get a free copy of your credit report through them, it is also easy to accidentally sign up for some monthly fee-based service. I'd go to the credit monitoring sites directly.
4. Yest - your free annual reports can be had at www.annualcreditreport.com.
5. actually, i think it's freecreditreport.org or .gov---there is a website set up by the gov't that allows you to get a free credit report from each of the credit agencies once a year. so you can actualy get a free report every 4 months--just choose a different credit bureau. you can find it through any search engine, just make sure you request the gov't based one.
6. You are allowed 1 free report from each of the main 3 credit reporting agencies per year. There is only one site you can get this from. You need to go to http://www.annualcreditreport.com Now, this is just your credit report. If you want your credit score that will always cost you no matter where you go. This site does give you the option to purchase your credit score also, but you are not required to.