ID Theft
Identidy Theft HELP!... pleaese?
Ok. before anything i lost my License about 2yrs ago. I went to the DMV and got a new one the bad thing it was the same exact one with the same numbers and all. I tried asking for a new one with difrent id number but they said no. ok. now 2yrs later I know for sure i am a victim of Idenity theft because some company's keep sending me in letters of returned checks ! First of all i dont even have a bank account.lol. the funny thing is the checks match exactly to my license id number. I did a credit report and im ok since my credit is still luckily good since they dont have my soc sec number. Now my question is : is that still bad them using my name to open up accounts and how the heck did they open it with my lic.id. and without soc sec numbers? Also what can i do to prevent future problems and can i possibly go to the dmv and ask for a diffrent numbers and a new license? please help!
Public Comments
- The best way to protect yourself is to file a police report. You can use the report to help you get a new license issued, fix your credit report in the future should this crop up again and prevent you from being prosecuted for passing bad checks.
- I don't really know how anyone could open an account without your social security number, however, if they have access to a DMV or law enforcement-type computer system, they could get your social security number. I suggest you contact the banks the so-called "returned checks" are from. For that matter, you could contact the companies that are sending you the letters. I will caution you that they may be attempts to get your social; a much slower method than online, but it may be designed to catch those who figure the internet schemes are the only ones out there. I had someone using my debit card online. They were somehow able to get the information they needed (the full number and 2-digit security code) to use it. The company caught it and contacted me, thus cancelling the transaction. The tip-off to me was a phone call the night before from a guy from some "company" that my credit card was with. Since I have a debit card, it is through mycredit union, thus I don't have a credit card, and it isn't though some financial institute. The guy was trying to get my personal information on a Friday evening to complete my account information. (It was obviously a load of BS, and I hung up on him). I contacted one of the three credit reporting agencies and they put a flag on my report and sent notices automatically to the other two. With the fraud alert, you can get a copy of your credit report (for free, and once per year) from each of the companies. They also offer, at a per month fee, programs that will monitor your credit and prevent ID theft. I hope everything works out for you.
