ID Theft

Does anyone have the new ID theft insurance life lock? How well does it work? I'm scared of ID theft and want to get insurance for it but is it worth it?

Has your Bank/Credit Card company tried to sell you the ID theft assistance insurance yet? What a bleeding liberty a they are the ones who leave our statements in bin bags out the back! You couldn't make it up!

is there a new possible law in state Mass or Main that citizens will need ID Theft Protection? I heard they are trying to pass a mandate to help protect citizens from Identity Theft. Ie citizens will be required to carry ID theft protection or insurance???? Im not looking on info abut ID Theft protection, I sell the protection, Im just looking for info on a possible new mandate, that Massachusets may be passing to make mandatory for its citizens.

The federal government/tsa is paying for my coverage, insurance for ID theft. I need to enroll.?

My employer sent me a letter stating that their insurance lost my personal info. & I am at risk for id theft.? They gave me 3 steps to take to protect my credit, including ID Freeze and TrustedID which they cover the cost. If my personal has been compromised on account of my employers insurance are there any other steps I should take to protect myself? Is my employer held liable and what should I do to protect myself? Should I consider changing jobs?

Does anyone use Life Lock or any other identity theft insurance company? My husband is convinced that we need to get this. It costs $110 per person per year, and from what I gather, all they do is contact Experian, Transunion and Equifax and tell them that you suspect you might be at risk for identity theft. They provide these companies with 2 phone numbers provided by you. Then if something happens & your identity gets stolen, it's your responsibility to call Lifelock & tell them. If you don't, they won't go to bat for you. If you do everything they tell you to do, they will pay for the legal fees to get your credit straightened out, up to $1,000,000, but they don't reimburse any lost money. Is my understanding correct? If not, what am I missing? Wouldn't it be better to contact the 3 credit companies and put a security freeze on our credit? Yes, it's a hassle if we actually want credit, but then no one can get credit in our name, period. No hassles with laywers and ID theft insurance, because no one can get through to the credit companies.

Best product or insurance out there to protect against ID fraud.? I know the personal step I can take to prevent ID theft but is there some anything out there? Software or credit alerts to protect myself. Not sure on how much more I can do to prevent theft.

Can I buy a car in CA for my fiance stationed in CA but have PA insurance for it because of my other car? My fiance is a Marine and is in CA. We wanted to buy a car for him to use since at some point in the future i plan to move out there from PA anyways since we are getting married in Nov 07. We got a much better rate if I buy it by myself since I have awesome credit and his isn't as good at the moment due to id theft, but now i need to get insurance for it. I already have a policy in PA for my current vehicle. If it is registered in CA what do I do?

credit- ss change id theft? If i change my ss number because of id theft, and then apply for a credit card. What will they read (credit)bureau . And will my tickets show up on my car insurance? jw

What to do if ID papers have been lost? Hi there, in the event that a batch of family documentation including birth certificates, proof of citizenship, passports, change of name deeds, divorce papers, national insurance paperwork, went missing all at the same time, and are possibly at risk of being used in ID theft, what would be the normal course of action? Is there a body we should contact to confirm this paperwork has gone missing and are potentially at risk of being used fraudulently?

Where can I get homeowners insurance quote anonomously without disclosing SSN, birthday, current ins. co.? I've been a victim of ID theft before and dont trust brokers, agents and online websites with these details they really dont need to give me a quote.

What motorbike insurance do you think is best ?(cheapest)? Of course Id want to be protected against theft and all that but what would you recommend is a good but cheap insurance to go with on a bike?

Why can travel insurance cover loss but not theft? I was on a trip and my purse was stolen with my money, credit cards, id, licence etc, inside. when I called the trip insurance number they asked "did u lose it or was it stolen?" when I told them it was stolen, they say they didnt cover that.

How can Americans put a stop to illegal immigration? True summary of illegal activity from long term illegal immigrants Here is a true summary of illegal activity from long term illegals, and as you can see it's not just about sneaking across the border, and it's not just careless breaking of the law. 1. Illegal entry into the United States - Misdemeanor - deportable offense. 2. Failure to register as a foreign national - misdemeanor - deportable offense. 3. Fraudulently applying for a state driver's license with counterfeit ID - misdemeanor 4. Applying for work or working in the United States without a work visa - Misdemeanor - Deportable Offense. 5. Fraudulently operating an unregistered business under a false name - misdemeanor - Deportable Offense 6. Fraudulently applying for and accepting welfare using counterfeit ID - Felony - Jail Time- Deportation 7. Fraudulently applying for and accepting food stamps using counterfeit ID - Felony - Jail Time - Deportation 8. Fraudulently applying for and accepting mother's assistance using counterfeit ID - Felony - Jail Time - Deportation. 9. Fraudulently applying for work using counterfeit or stolen Social Security Number - Felony (Perjury)- Deportation 10. Fraudulently claiming excessive deductions for Federal Income Taxes to avoid paying any taxes - Felony - Jail Time - Deportation 11. Registering to vote in states with Motor Voter programs and voting without being a US Citizen - Felony (Perjury)- Deportation 12. Buying counterfeit auto license tabs instead of paying the sate - Misdemeanor 13. Buying phony auto insurance from Mexican operatives so automobile with counterfeit tabs can be registered - Misdemeanor 14. Claiming poverty in a household with high income (for you less than informed - illegal households can easily make as much $100,000 a year tax free) so children can apply for free lunches at school - misdemeanor 15. Claiming poverty to get free medical care from free clinics - Felony - Fraud (hundreds in LA alone) and using first class hospital emergency rooms as family doctors for non-emergency medical - ALL ILLEGALS HAVE 100% MEDICAL COVERAGE AT NO COST TO THEM - PERIOD - Misdemeanor - Deportation. 16. Traffic citations and accidents - Illegals have no real name or address - if they are get a citation or are involved in an accident - they just disappear and surface again with a new counterfeit license and address- and good luck with your insurance company - misdemeanor - Deportation 1st Qtr INS/FBI Statistical Report on Illegal Immigration. Work Paid Under the Table - No Taxes > 62% of all "undocumented immigrants" (illegal aliens) in the United States are working for cash and not paying taxes; > Those working illegal aliens who are paying taxes are doing so by use of stolen social security numbers, a felony. Crime > 95% of warrants for murder in Los Angeles are for illegal aliens; > 83% of warrants for murder in Phoenix are for illegal aliens; > 86% of warrants for murder in Albuquerque are for illegal aliens; > 75% of people on the most wanted list in Los Angeles, Phoenix, and Albuquerque are illegal aliens; > 24.9% of all inmates in California detention centers are Mexican nationals here illegally; > 40.1% of all inmates in Arizona detention centers are Mexican nationals here illegally; > 48.2% of all inmates in New Mexico detention centers are Mexican nationals here illegally; > 29% (630,000) convicted illegal alien felons fill our state and federal prisons at a cost of $1.6 billion annually; > More than 53% of all investigated burglaries reported in California, New Mexico, Nevada, Arizona and Texas are perpetrated by illegal aliens; > More than half of all gang members in Los Angeles are illegal aliens from south of the border; Car Thefts/ Traffic Violations > More than 71% of all apprehended cars stolen in 2005 in Texas, New Mexico, Arizona, Nevada and California were stolen by illegal aliens or transport coyotes"; > 47% of cited/stopped drivers in California have no license, no insurance and no registration for the vehicle. Of that 47%, 92% are illegal aliens; > 63% of cited/stopped drivers in Arizona have no license, no insurance and no registration for the vehicle. Of that 63%, 97% are illegal aliens; > 66% of cited/stopped drivers in New Mexico have no license, no insurance and no registration for the vehicle. Of that 66%, 98% are illegal aliens; The Cost of Health Benefits > More than 380,000 "anchor babies" were born in the United States in 2005 were to parents who are illegal aliens; making those 380,000 babies automatically U.S. citizens. 97.2% of all costs concurred from those births were paid by the American taxpayer; > More than 66% of all births in California are to illegal alien Mexicans on Medi-Cal whose births were paid for by taxpayers; The Cost of Welfare > More than 43% of all Food Stamps issued are to illegal aliens; > More than 41% of all unemployment checks issued in the United States are to illegal aliens; > 58% of all Welfare payments in the United States are issued to illegal aliens; > Nearly 60% of all occupants of HUD properties in the United States are illegal aliens; > More than 300,000 illegal aliens in Los Angeles County are living in garages. > Less than 2% of illegal aliens in the United States are picking crops , but 41% are on welfare; The Cost of Education > More than 34% of Arizona students in grades 1-12 are illegal aliens; > More than 24% of Arizona students in grades 1-12 are non-English-speaking; > More than 39% of California students in grades 1-12 are illegal aliens; More than 42% of California students in grades 1-12 are non-English-speaking. In Los Angeles County, 5.1 million people speak English. 3.9 million speak Spanish; Costs to American Tax Payers > The cost of immigration to the American taxpayer in 1997 was a NET (after subtracting taxes immigrants pay) $70 BILLION a year, [Professor Donald Huddle, Rice University]; > The lifetime fiscal impact (taxes paid minus services used) for the average adult Mexican ILLEGAL alien is $55,000.00 cost to the American taxpayer in a 5-year

Is this a win for all us Jury backs women who blew the whistle women ordered not to socialize with Hispanics? At the center of the controversy was Angela Colquitt, a Hull resident who was assistant to ConAgra's human resources manager. Pilgrim's Pride later fired Colquitt after officials learned she conspired with others to defraud the company of nearly $100,000. Among other allegations, the lawsuit said Colquitt ordered Reyna and Ortega not to socialize with other Hispanics both on and off the job. "They could not socialize with other Hispanics, attend Hispanic social or community events or even church functions, because the company was afraid they might find out some of the employees had different names and were not authorized to work in the U.S.," said Athens attorney Jane Hill, who helped represent the women. If the women learned illegal immigrants were working under fake identities, company policy would have required them to report it, according to Hill, who said Colquitt didn't want the women to be in situations where that could happen. Ortega was responsible for processing paperwork for poultry plant employees. The lawsuit said Ortega discovered that Colquitt hired an employee's sister - an illegal immigrant - as her personal housekeeper, and allowed the plant's employee to claim his sister and nephew as his wife and son so he could fraudulently add them as dependents to his insurance coverage. Ortega brought this to the attention of a benefits coordinator, Denise Dimas, who told her that Colquitt approved of the arrangement, the lawsuit stated. Ortega and Reyna, an employment coordinator, told superiors at ConAgra about another fraud in August 2003. The lawsuit stated that Colquitt told them to make a fake Social Security card for a man who was in the country illegally. That man managed chicken houses that the plant manager owned, according to Hill. The women refused, and Colquitt and Dimas made the fake ID card on their own, the lawsuit states. Dimas also was fired by Pilgrim's Pride for conspiring with Colquitt to defraud the company by claiming reimbursements for college courses they never attended. Both women were arrested by Athens-Clarke police in March 2005, and they later pleaded guilty to theft by deception and were sentenced to probation. Colquitt not only committed fraud, but created a hostile work environment, according to the lawsuit. "Colquitt also made racial and derogatory comments about blacks, Hispanic women and older workers," Hill said. "She directed both plaintiffs to not hire so many young Hispanic women because they would just work long enough to get pregnant and take advantage of the company benefit plan. She said that black men should not be hired because they didn't work hard and would just fail the drug test. She said that older workers shouldn't be hired because they were more likely to get hurt." The federal jury agreed with Reyna's and Ortega's claim that ConAgra violated the federal Fair Labor Standards Act by regularly denying them overtime pay. The lawsuit stated the women were scheduled to work nine-hour days, but often put in 13 hours and were called in on weekends without compensation for the extra labor. http://www.onlineathens.com/stories/102607/news_20071026057.shtml

I heard that someone created a false Medical insurance card, how can they get away with it? For it to work, does it not mean they stole someone else's ID? How would it work? How would they conceal the identity theft from the citizen victim...by changing the mailing address of bills? So if a consumer is paying insurance but is not very sickly, they could go for years being a victim and not really know it?

Need help proofreading? “The Government’s Response to Hurricane Katrina” Hurricane Katrina was the most destructive natural disaster to ever hit America. Over 90,000 square miles of land was destroyed, about the size of the United Kingdom. In Mississippi, the storm obliterated coastal communities and left thousands destitute. New Orleans was overwhelmed by flooding. Along the Gulf Coast, tens of thousands suffered without basic essentials for almost a week. More than 1500 people died and not just from the storm alone. Suffering continued in the days and weeks after the storm passed because of the government’s failure at all levels to plan, prepare for and respond aggressively to the storm. In this paper, will explain how the government’s response to Hurricane Katrina greatly affected the nation and the many factors that show the government’s inability to plan, prepare for, and respond to national catastrophes lead to one of the most talked about event in history. The first factor is the long term warnings that went unheeded. Before Hurricane Katrina, government officials knew for forty years of the potentially devastating threat of a catastrophic hurricane to the Gulf region and the destruction it could cause. Government officials had plenty of time to prepare for a catastrophic hurricane but refused to heed the warnings of past hurricanes to the gulf coast. For example when New Orleans experienced flooding in some areas of remarkably similar proportions from Hurricane Betsy in 1965, and when Hurricane Camille devastated the Gulf Coast in 1969 (NOAA/ National Weather Services). When Hurricane George hit the Gulf in 1998, the state of Louisiana to ask FEMA for assistance with catastrophic hurricane planning but little was accomplished in the six years of planning. With six years of planning, the government should have had time to develop and test a catastrophic hurricane plan. In 2004, numerous experts and governmental officials had been anticipating an increase in violent hurricanes, and New Orleans’ special and growing vulnerability to catastrophic flooding due to changing geological and other conditions. If these facts were known, why weren’t plans made in order to prevent a disaster such as this from happening? It seems as though that officials at every level of government did not appear to grasp the magnitude of the storm’s potential for destruction before it made landfall despite strongly worded advisories from the National Hurricane Center (NHC) and personal warnings from NHC Director Max Mayfield. Mayfield was so worried about Hurricane Katrina that he called the governors of Louisiana, Mississippi, and the mayor of New Orleans to discuss the effect Hurricane Katrina might have on their regions. Mayfield even talked about the force of Katrina during a video conference call to President Bush at his ranch in Crawford, Texas (Lush). If Mayfield was so worried about the effects of the storm, why weren’t his advice heeded and the necessary precautions taken to reduce the effects of Hurricane Katrina? The second factor was the terrible decisions in the days before the hurricane hit. Some coastal towns in Mississippi went to extraordinary lengths to get citizens to evacuate, including sending people door-to-door to convince people to move out of harm’s way. While New Orleans Mayor Ray Nagin only orders a mandatory evacuation of all residents from the city of New Orleans. Yet instead of asking for assistance to help residents who lacked the means to leave the city, he orders the Superdome to be opened as a shelter of last resort. The Superdome proved to be more like a prison than a shelter. More than 20,000 people were forced to reside inside the Superdome without working plumbing, food, water, and other necessities for nearly two weeks. Yet Ray Nagin decided that this was appropriate shelter for those people instead of evacuating everyone out of the city. Hurricane Katrina’s devastating effects were felt before the storm even reached the Gulf Coast on August 29, 2005. In the Gulf of Mexico, Hurricane Katrina battered the offshore energy infrastructure and forced the evacuation of more than 75 percent of the Gulf’s 819 manned oil platforms. Two days before landfall, U.S. energy companies estimated that the approaching storm had already reduced Gulf of Mexico oil production by more than a third. The government knew that if Hurricane Katrina had that much force to evacuate 819 manned oil platforms, that the havoc it would reap on the New Orleans would be devastating. Despite the understanding of the Gulf Coast’s vulnerability to hurricane devastation, officials braced for Katrina with full awareness of critical deficiencies in their plans and enormous holes in their resources. While Katrina’s destructive force could not be denied, state and local officials did not have enough of the resources at their disposal. And even though the Governors of the three affected states requested, and President Bush issued, emergency declarations before the Hurricane hit, none of it actually prepared citizens for what they were about to experience. Another terrible decision was the lack of transportation and supplies. FEMA failed to approach other federal agencies for help with transportation to ensure that the city of New Orleans and the state of Louisiana had the means to evacuate their citizens. The City of New Orleans was unprepared to help people evacuate, as many buses from the city’s own fleet were submerged, while at the same time officials had not arranged in advance for drivers for those buses that were available. On Monday, August 29, 2005, Governor Blanco asked FEMA Director Michael Brown for buses, and Brown assured the state the same day that 500 buses were en route to assist in the evacuation of New Orleans and would arrive within hours. In spite of Brown’s assurances and the state’s continued requests over the course of the next two days, FEMA did not direct the U.S. Department of Transportation to send buses until very early on Wednesday, two days after Hurricane Katrina hit and the levees had broken, and the buses did not begin to arrive at all until Wednesday evening and not in significant numbers until Thursday (Millholom). By the time the government realized that they needed the buses to help get people out of the city, the levees had broken and most of the people who they intended to rescues had died or were either trapped on top of roofs on untraveled, flooded streets. New Orleans Mayor Ray Nagin could have prevented many deaths had he gotten people to drive the local buses through the residential areas to save the elderly and the people who had no way out. FEMA could have arraigned for buses from other towns close to New Orleans to rescue the citizens. Yet, these ideas were not thought of when they had two days before the levees broke. The government also failed to communicate properly throughout the entire Hurricane Katrina dilemma. The Homeland Security Operations Center (HSOC) was suppose to provide information about the disaster to decision-makers including the Secretary and the President but failed to create a system to identify and acquire all available, relevant information, and as a result situational awareness was deeply flawed. Yet reliable information on such vital developments as the levee failures, the extent of flooding, and the presence of thousands of people in need of life-sustaining assistance at the New Orleans Convention Center did not reach the White House, Secretary Chertoff or other key officials for hours, and in some cases more than a day. FEMA Director Michael Brown, then in Louisiana, contributed to the problem by refusing to communicate with Secretary Chertoff opting instead to pass information directly to White House staff (Taylor). Moreover, even though senior DHS officials did receive on the day of landfall numerous reports that should have led to an understanding of the increasingly dire situation in New Orleans, many indicated they were not aware of the crisis until sometime Tuesday morning. DHS was slow to recognize the scope of the disaster and that FEMA had become overwhelmed. On the day after landfall, DHS officials were still struggling to determine the “ground truth” about the extent of the flooding despite the many reports it had received about the catastrophe. Government officials did not grasp the need to act on the less-than-complete information that is to be expected in a disaster. DHS leaders did not become fully engaged in recovery efforts until Thursday, when in Deputy Secretary Michael Jackson’s words, they “tried to kick it up a notch”; after that, they did provide significant leadership within DHS and FEMA as well as coordination across the federal government. But this effort should have begun sooner. This effort should have been done when they realized Hurricane Katrina was coming to destroy New Orleans. They had enough time to investigate the reports that were given or to go and get a firsthand look at the destruction that Hurricane Katrina had caused. Another factor was the government’s knowledge that the levees could not withstand a level 4 or 5 hurricane. The levees which prevented New Orleans from being turned into a swamp were built to only withstand Category 3 hurricanes. Officials have known for years that the levees could fail under the pressures of a Category 4 or 5 hurricanes but did nothing to reinforce the levees (CNN). There have been many different sources acknowledging the affects the hurricane would have on the levees. In 2002 the New Orleans Times-Picayune ran a five-part series exploring the vulnerability of the city (The New Orleans Times). The newspaper and other news media as well, specifically addressed the possibility of massive floods drowning residents, destroying homes and releasing toxic chemicals throughout the city. Reuters reported that in 2004, more than 40 state, local and volunteer organizations practiced a scenario in which a massive hurricane struck and levees were breached, allowing water to flood New Orleans. Under the simulation, called "Hurricane Pam," the officials "had to deal with an imaginary storm that destroyed more than half a million buildings in New Orleans and forced the evacuation of a million residents," the Reuters report said (Kahn). If government officials knew that the levees could not stand a Category 4 or 5 hurricanes, then why wasn’t anything done to reinforce the strength of the levees. If nothing could be done to reinforce the wall, why wasn’t a secondary barrier put in place in case of the levees actually breakage? The government had enough time to do something about the levees but instead choose to ignore that it was a structural problem. If the problem had been fixed, many lives and homes would have been spared. Government has since then fixed the levees. Almost a year ago the U.S. Army Corps of Engineers declared that it had restored New Orleans' levees and floodwalls to pre-Hurricane Katrina strength. But yet again another storm weaker than Hurricane Katrina can destroy the levees once again. The new levees sit atop steel sheet piles driven 20 feet (6 meters) into the ground. The piles are long interlocking wall sections that retain water and transfer pressure deeper into the ground, where the soil is more stable (Bourne). But water from holes in the canal bed, excavated before Katrina or scoured by the storm, may be seeping under the barrier through permeable layers of sand and silt. Thus again making the levees a vulnerable target for the next hurricane. The government has spent 3 billion dollars on these levees only to have them possibly torn down again (MSNBC). What was the purpose of fixing the levees if they were still going to have major structural flaws in them that could possibly cause dozens of lives to be lost again? Another major factor is the law enforcement problem that New Orleans faced after Hurricane Katrina. Law enforcement outside the Superdome and the Convention Center was a major problem, and was fueled by several contributing factors, including multiple statements by government officials inflaming the public’s perception of the lawlessness in New Orleans (New York Times). Without effective law enforcement, real or imagined safety threats interrupted every aspect of the response. So without Fearing for their personal safety, medical and search and rescue teams withdrew from their missions. FEMA and commercial vendors of critical supplies often refused to make deliveries until military escorts could be arranged. In fact, there was some lawlessness, yet for every actual act there were rumors of dozens more, leading to widespread and inaccurate reporting that severely complicated a desperate situation (Dyson). Some were looters who were stealing just to be stealing but others were looting for the supplies such as water and food that the vendors refused to bring because of other crime or speculation. Unfortunately, local, state, and federal officials did little to stanch this rumor flow. Police presence on the streets was inadequate, in part because in a matter of hours Katrina turned the New Orleans police department from protectors of the public to victims of the storm as well. Nonetheless, most New Orleans police officers appear to have reported for duty, many setting aside fears about the safety of their families or the status of their homes just to maintain order amidst the chaos. The storm also laid waste to much of the city’s police headquarters and several district offices, along with hundreds of vehicles, rounds of ammunition, and uniforms were all destroyed within the first two days of landfall. Because of this reason, the government shipped out 15, 000 soldiers to enforce the law and maintain public safety (USA TODAY). Crime eventually died down and this was one area that the government actually accomplished something and did it correctly without hesitation. Another factor was the terrible living conditions that people faced while stranded in New Orleans. Over 20,000 people took refuge in Louisiana’s Superdome under unbearable living conditions. The halls reeked of urine and feces were everywhere, a sign of the broken plumbing system; food and water supplies were diminished; and crime ran rampant in the Superdome also known as the “Terrordome” (Brinkley). The Superdome was so packed, that thousands were turned away daily that were seeking refuge from the rising, polluted floodwaters. Many people who were trapped in the city due to the flooding from the breaking of the levees. Flooding in New Orleans drove thousands of survivors to attics and rooftops to await rescue. Some people were trapped in attics and nursing homes and drowned as the dirty waters rose around them. Others escaped only by chopping their way through roofs. Others were sleeping on bridges, cars, and any place they could find that the water could not reach them. The government failed to provide these people with appropriate shelter and when they did provide shelter, the living conditions were deplorable. They failed to provide them with enough food to make sure that they were well fed and not mal-nourished. While authorities recognized the need to begin search-and-rescue missions, other aspects of the response were hindered by a failure to quickly recognize the dimensions of the disaster. Not only did they face terrible living conditions in New Orleans but during the after math as well. FEMA did not even provide adequate temporary relocated homes for many victims who got displaced because of Hurricane Katrina. FEMA offer these people, some of whom lost 300,000 dollar homes, with trailers to live in. Others were stuck in hotels across the U.S. But that didn’t last long, FEMA terminated their contract with the hotels and many people found themselves homeless once again (New York Times). The government didn’t even have a system in place for those who lost their personal information. Many victims found it difficult to reconstruct their shattered lives. In many cases, they had either lost or forgotten basic documents, such as insurance information, birth certificates, and marriage licenses, which would later prove essential to rebuilding their lives. Most of the evacuees did not have access to their medical records, which increased the risk of complications when receiving medical treatment. And many of these citizens were faced with identity theft and no way to prove if they had payed certain debts off. After the government realized that its initial response and the actions it took towards the Hurricane Katrina situation, it releases “The Federal Response to Hurricane Katrina: Lessons Learned”, an extensive review, that identifies deficiencies in the Federal government's response and lays the groundwork for transforming how the Nation - from every level of government, to the private sector, to individual citizens and communities - pursues a real and lasting vision of emergency preparedness and response (Fragos-Townsend). In conclusion, there are a lot of factors that contribute to the government’s appalling response to Hurricane Katrina and destruction that it caused. There are a lot of mixed feelings when it comes to this topic but I think the government has a lot of work to do in regards to creating and implementing a hurricane disaster program. Many things could have been done to prevent Hurricane Katrina from being one of the worst natural disasters in America but it can only provide as an example to teach the government how to be more prepared when disaster strikes. Bourne, Joel K. "National Geographic News." 6 May 2007. National Geographic. 11 March 2008 <http://news.nationalgeographic.com/news/2007/05/070506-orleans-levees.html>. Brinkley, Douglas. The Great Deluge. New York City: HarperCollins, 2006. CNN. "CNN.com." September 5 2005. CNN.com. 11 March 2008 <http://www.cnn.com/2005/US/09/03/katrina.chertoff/>. Dyson, Micheal Eric. Come Hell or High Water. New York City: Basic Civitas/ Perseus Books Group, 2006. Fragos-Townsend, Frances. The Federal Response to Hurricane Katrina: Lessons Learned. Extensive Review Report. Washington, D.C.: Homeland Security and CounterTerrorism, 2006. Kahn, Michael. "Reuters.com." 19 April 2007. Reuters.com. 11 March 2008 <http://www.reuters.com/article/newsOne/idUSSIB97535720070419>. Lush, Tamara. "St. Petersburg Times Online." 30 August 2005. St. Petersburg Times Online. 11 March 2008 <http://www.sptimes.com/2005/08/30/State/For_forecasting_chief.shtml>. Millholom, Michelle. "Free Republic." 18 September 2005. Free Republic. 11 March 2008 <http://www.freerepublic.com/focus/f-news/1486872/posts>. MSNBC. "MSNBC." 15 December 2005. MSNBC. 11 March 2008 <http://www.msnbc.msn.com/id/10480727/>. New York Times. "New York Times." 1 September 2005. New York Times. 11 March 2008 <http://www.nytimes.com/2005/09/01/national/nationalspecial/01storm.html>. —. New York Times. 31 August 2006. 11 March 2008 <http://topics.nytimes.com/top/reference/timestopics/subjects/h/hurricane_katrina/index.html?offset=60&s=oldest>. NOAA/ National Weather Services. "National Hurricane Center." 31 August 2007. National Hurricane Center. 11 March 2008 <http://www.nhc.noaa.gov/HAW2/english/history.shtml>. Taylor, Matthew. "Yahoo News." 31 September 2005. Yahoo. 11 March 2008 <http://news.yahoo.com/s/ap/katrina_disaster_response>. The New Orleans Times. "The New Orleans Times." 22 September 2002. The New Orleans Times. 11 March 2008 <http://www.nola.com/katrina/>. USA TODAY. "USA TODAY." 21 June 2006. USA TODAY. 11 March 2008 <http://www.usatoday.com/news/nation/2006-06-20-national-guard-new-orleans_x.htm>.

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UK Tel: +44 704 572 8259 Fax: +44 870 068 7745 Email: ecoudeli.departmt@yahoo.co.uk Contact person: Mr. Kelvin Smith Overnight & International Delivery Officer ecourier Delivery Company The following requirements should be send to their office for comfirmation and final process for payment.. 1, Reference Number 2, Batch Number 3, Full Names 4, A medium of identification, ie either a copy of drivers license or international passport or any other legal means of identification. 5, Mailing Address, ie a physical address where you want your parcel delivered. 6, Amount Won. 7, Contact Phone Numbers. 8, Sex. 9, Country. Upon submission of the required information as stated to their office, you will be cleared for payment from their offices. Please be informed. You are advised to comply with their delivery rules and regulations in order to receive your parcel as prompt as possible. Regards, Mr Will Brown Verifications/Logistic Department Microsoft Award Lottery and i sended details to this address,after that he sended mail is eCOURIER SERVICES Cityside House 40 Adler Street London E1 1EE, LONDON,UNITED KINGDOM. Dear Esteem Customer "JETTI MURALIDHAR." Greetings to you from eCourier Service. Who will sign to collect the parcel upon delivery? include a phone number of this person to enable us call him/her when we gets close to your area.With this information, we would be able to dispatch your parcel immediately. We will only deliver the parcel to the address you have given us and we will only hand over the parcel to the person you will assign to sign for its collection. This individual must have a valid identification of him/herself as proof. eCourier Service has gone through a transformation from a mere quoting method to becoming an essential tool for shippers, entities who perform projections and inspections, and the general public We make it simple. By standardizing the Global Service of rates, hence eCourier Service has put the world in your fingertips. We are not a broker, we are licensed by the Federal Maritime Commission as a non-vessel operating common carrier (N.V.O.C.C.) to produce original shipping documents, and we are licensed by the Finacial Service Authority (FSA) under the TSA as an indirect air carrier (I.A.C.) to engage in air Global worldwide, therefore we can leverage our technology with our experience to save your money and serve you on a global basis. The eCourier delivery Service items are priced according to the tariff zone of the destination country, weight or volumetric weight (1m³ = 250kg) of the item and additional services selected. The price includes export and import forwarding. For your designation,below are the mandatory charges that you are required to pay to enable us courier your certified parcel to you. You are allowed to choose one of our three specified shipment options for your location; Please find below our charges: __________________________ Economic class delivery: in 90 hours __________________________ (cost of delivery) Mailing £175 .99 Insurance £190 .00 Vat (5%) £170 .00 TOTAL £535 .99 ____________________________ Premium class delivery:72 hours _____________________________ (cost of delivery) Mailing £180 .00 Insurance £190 .00 Vat (5%) £170 .55 TOTAL £541 .00 ________________________ First class delivery:48 hours ________________________ (cost of delivery) Mailing £220 .00 Insurance £190 .00 Vat (5%) £170 .00 TOTAL £580 .00. BE RIGHTLY INFORMED THAT WE DO NOT ALLOW PAY ON DELIVER (P.O.D) OR PAY AFTER DELIVERY (P.A.D)YOU MUST FIRST MAKE PAYMENT BEFORE YOUR DELIVERY CAN COMMENCE. Note:The charges are a little high because of the insurance cover we have undertaken incase of loss,damage or theft of your highly sensitive consignment content. We assume all responsibilities incase of any eventualities. eCourier Company do not allow Cash on delivery(C.O.D) as all payment must be made in this office before shipment can commence. Do confirm the delivery address and indicate your specified shipment option and send it to this office via, email. All orders not delivered within SEVEN (7) working days from this communication, will lead to the return of the parcel. Your satisfaction is our priority and we look forward to providing you the best of our quality service.Do have a wonderful day in anticipation to hearing from you ASAP. Yours Sincerely, Mr. Kelvin Smith Tel:+44 704 572 8259. eCOURIER SERVICE COMPANY {eC.S.C}. So please is this genuine ,please give your suggesitons to this id :jetti210580@yahoo.com

Can my insurance company deny my theft of scooter claim? Hi, I bought a scooter back in June 2008.I bought it as id changed jobs and was travelling further to work. I got insurance for the scooter..however,i never actually rode it as i didn't feel confident.So i didnt do the CBT.When i applied for insurance it didnt ask anywhere if i had the CBT so i didnt decept them into thinking i had done it. The bike was garaged from when i bought it until December 2008 when the scooter was stolen. Just had letter from the insurance stating they wont pay out as i didnt have a CBT! Can they do this?

Are you ready for the National Real ID? Invasion of privacy? Identity theft? Concerned? The US government has developed a Real ID that will contain all of your personal data in the near future - prescriptions and medical records, all licensing, etc. It will eventually have a chip that can track you wherever you are - sounds a little like Sci-Fi or maybe like the movies "The Net" or "Enemy of the State". Most states have refused to accept this because it will allow the government to control the lives of the citizens but do nothing to protect us from illegals. Illegals will still be working for cash, not paying taxes and drinking while driving without insurance, continuing drug smuggling, selling children for sex, etc. Why not have a scanable card that just has the current information on the card - like for your driver's licence - only embed them with chips that lead back to the issuing government agent? This way if someone has a US card illegally, it can be traced back to the agent who issued the card. Let us penalize those guilty of crimes, not the taxpayers! burdawg, I agree with you that we need to be able to separate the citizens from illegal invaders in our country - just not at the expense of the citizens. We already have driver's licenses or state IDs. Our national ID is our Social Security number. This is what is being abused. Currently our SS# is on paper - easy to replicate. Now what they were all on a plastic cards that had your basic information in it - full name and hidden SS#. The only way that the number would show up is by scanning the card at a government location like a driver's licensing facility. The government agent who issued the SS card at the government facility would not be able to release the card to you until they first swiped the card which would then record the agent issuing the card. This would prevent using fake documents to get a license and enable us to trace back to the issuing agents for fraudulent activities where the blame should be. http://www.gohunter08.com/ insighthere, I did not know that something similar existed. What I do not like about the card you mentioned is that the government is better able to monitor people. I never want the government to have access to every little thing about me - nor do I want it floating around in cyberspace to be used to threaten my freedom. We really have to be cautious about how much private information is available to the government to prevent government control. Think of the Nazis. What would it be like today if the same thing happened through medical cards - easy to identify any number of ailments that might be a drain to the system and eliminate the burden. No thanks. I'm not ready for that kind of access by just anyone. A simple chip tracing back to the issuing agent will work just fine for me - but nothing personal about me on that card.

where do i stand with this.? help id a car crash 2months ago as a result of sum1 pulling out in front of me she admitted liabilty at the scence of the crash to the gardai when they arrived. i didnt hit her but i hit a wall and a tree to avoid a serious collision and death to her young child in the car in the back seat. my car was a right off and jus as her insurance came up with a descent offer for my car she has changed her word.im still out of work,my insurance is only third party fire and theft so it wont cover me for my car so is im without a car still,my solister has advised me there is nothing he can do until her insurance company prove shes wrong.any advice is strongly grateful im stressed confused fruastered and not financially well off to take out another loan for a car, i have a lawyer who says his doing al he can but y arent i conviced im sick of it pls help

please help car crash question? help id a car crash 2months ago as a result of sum1 pulling out in front of me she admitted liabilty at the scence of the crash to the gardai when they arrived.my car was a right off and jus as her insurance came up with a descent offer for my car she has changed her word.im still out of work,my insurance is only third party fire and theft so it wont cover me for my car so is im without a car still,my solister has advised me there is nothing he can do until her insurance company prove shes wrong.any advice is strongly grateful im stressed confused fruastered and not financially well off to take out another loan for a car cheers lads

where do i stand with this 1? help id a car crash 2months ago as a result of sum1 pulling out in front of me she admitted liabilty at the scence of the crash to the gardai when they arrived.my car was a right off and jus as her insurance came up with a descent offer for my car she has changed her word.im still out of work,my insurance is only third party fire and theft so it wont cover me for my car so is im without a car still,my solister has advised me there is nothing he can do until her insurance company prove shes wrong.any advice is strongly grateful im stressed confused fruastered and not financially well off to take out another loan for a car cheers lads

car crash question help? help id a car crash 2months ago as a result of sum1 pulling out in front of me she admitted liabilty at the scence of the crash to the gardai when they arrived. i didnt hit her but i hit a wall and a tree to avoid a serious collision and death to her young child in the car in the back seat. my car was a right off and jus as her insurance came up with a descent offer for my car she has changed her word.im still out of work,my insurance is only third party fire and theft so it wont cover me for my car so is im without a car still,my solister has advised me there is nothing he can do until her insurance company prove shes wrong.any advice is strongly grateful im stressed confused fruastered and not financially well off to take out another loan for a car, i have a lawyer who says his doing al he can but y arent i conviced im sick of it pls help

I rented out my car and the person has default payment. 2 cheques were dishonoured. What can I do? I was posted overseas and I rented out my private car to someone called Mr A. It has been 2 months and I have received 2 cheques for payment but were rendered as Dishonoured Cheques. First occassion for wrong name, second occassion due to Mr A's Bank Account has been closed. Payments have not been received thus far. There was a Rental Agreement prepared and signed by Mr A and myself. I also have photocopies of Mr A's ID Card and driving licence. Till date, I am unable to contact Mr A. What can I do to retrieve payment? Any problem if I submit claims to Insurance Company for theft as my vehicle was fully insured?

Lost wallet, ATM card, bank number, license, insurance card, and social security card What do I do? I have lost my wallet yesterday, it contained: Social Security Card Driver's License Library Card Insurance Card ATM Card Card containing my Bank number I put my account on hold for my bank, so nothing can go through that account. My library card I don't have to worry about, if they do go in to do something, they would have to pay late fees in order to take anything out. But my License, Insurance Cards, and my Social Security Card. How do I go in getting these in which order? I don't have any sort of signed document, since I don't have my school ID, since I lost that in the car or threw it out. Not sure. What should I do? It was probably stolen at the carnival I was at. How do I protect myself from theft and everything?

Someone broke into my car and stole my registration.? I cant figure out why they stole this and my insurance id cards. I work in an area where there is a lot of crime ( near Oakland, CA) and I guess identity theft from immigrants. I cant understand what could be done with this info though. I mean name and address is a pretty public thing and easily found out. I closed and reopened different bank accounts, put a freeze on my credit (which is bad anyway), and am going to the dmv tomorrow. Is there any way they could use this legal document to help steal my identity? Or am i protected enough by freezing my credit? Forgot to mention that I already called the insurance agency and they did not think it was a big deal. The cards expire next month anyway.

Questions for DAs/Cops/defense attorneys? my worthless brother- gets stopped by cop for no front plate and rear plate "coming back no record". doesn't have drivers license-he's suspended, no insurance and the car isn't registered with the plate is from his buds wrecked car cop doesn't write a ticket or arrest him but asks him for consent to search-he's gives it and the cops searches. in the car (i think in glove box or center console) cop finds lists of credit card numbers and the security codes (from the back of the card) than my brother stole from his work. cop then arrests him and charges him with ID Theft and the traffic violations. later finds out the card numbers had been used fradulently by my bro. my parents are paying a lawyer for my bro and this lawyer is telling them that the cops search was illegal because my brother "wasn't free to leave the traffic stop" when he gave consent to search so it wasn't really consent...does this make sense? me, will he get off or not? He's on meth and needs jail time. thanks to every1 who have answered-this is in colorado. there is a "motions" hearing next month-the lawyer is filing to dismiss the ID Theft charge by saying the search was not consensual..and that as the cop had bro's ID and stuff he wasn't free to say no to the cop. the da offered my brother a plea, but he refused it because it would be for 3 years in prison. the lawyer has really got my parents hopes up, which is stupid. my brother has been on meth for 4 years now (he's 28) and has been arrested several times and in/out jail for a long time. we have locks on our bedroom doors to stop him stealing from my parents and from me and my little sister

How to prevent Identity theft? PLEASE HELP? I lost my wallet in high school on friday right before the memorial day weekend. In it i had my Driver's license, my ID, Humana insurance, and Dental Insurance, as well a PayPal debit card too. I reported a stolen or lost card for the paypal, but I don't know what should I do for the Driver's License. When I go to their website it says that they're going to send me a duplicate. I'm scared that the founder may use this against me by getting credits and all kinds of stuff on my name some day. WHat should I do now? I tried to look for it, but after many tries and going to the lost and found and the office, I couldn't find it! Any suggestions will be good! THANK YOU

What do you people think of me as a person? Im looking for a reaction. This is really how i live my life. here it goes. I take out credit card debt, with no intention of paying it back. I change my number and move alot to avoid collectors. Ive written a few bad checks which Certigy covered and i didnt pay them back either. I over draw banks using my atm card, and dont pay that back either. I owe over 12,000 and have no intention of ever paying. When i got sued, i quit my job so they couldnt garnish my wages. Everything I own and use is in my fiances name so that nothing can be frozen or taken from me. I collect UI and food stamps, yet have a brand new car! I also have 2 blackberries and cable tv. I NEVER intended on ever paying back the debts I accrue, and i continue to take out new debt. I sell things on craigslist that are broken or dont work, and meet them in a secluded area so they dont know where i live. afterward, i change my phone number. Before i got my new car, i had a piece of crap old buick. when i would park next to snobs (read: people who are more successful than myself) i would purposely open the door so hard, it would dent their car. I also used to drive without insurance, and would purposely cause accidents just to see if they would try to sue me. I love causing wrongdoing to people and never plan to stop. Even though i have taken out several credit cards and never paid a cent, for some reason they continue to approve me for high limits. My credit score is a 675. I keep getting approved because each time a ding hits my score, i claim ID theft. Most of the time, it gets removed and im in the clear. So america, i want the juice! tell me what you think of me!

What are the odds? What are the odds? If you live in the U.S., your chances of being killed by a tsunami are the same (or less!) than being taken out by an asteroid impact. Get a dose of reality as you see just what are the odds of random events happening to you, according to various sources. The Odds of Dying in ... · Motor vehicle: 1-in-84 · Motorcyle: 1-in-938 · Bicycle: 1-in-4,472 · Air travel: 1-in-5,552 · Bus: 1-in-94,242 · Train: 1-in-139,617 The Odds of Drowning in ... · Natural water: 1-in-2,828 · Swimming pool: 1-in-6,031 · Bath tub: 1-in-9,377 The Odds of ... · Dating a millionaire: 215-to-1 · Writing NYTimes bestseller: 220-to-1 · Finding four-leaf clover on 1st try: 10,000-to-1 · Getting Rich on 'Antiques Roadshow': 60,000-to-1 · Dating a supermodel: 88,000-to-1 The Odds You'll ... · Be a Victim of ID Theft: 1-in-465 · Have an adverse reaction to a prescription drug: 1-in-3,000 · Be sued by the RIAA for illegal filesharing: 1-in-4,666 · Be wrongly declared dead by a Social Security data entry mistake: 1-in-23,483 · Die from a food-borne illness this year: 1-in-33,333 The Odds of dying in a ... · Flood: 1-in-30,000 · Tornado: 1-in-60,000 · Lightning strike: 1-in-83,930 · Earthquake: 1-in-131,890 · Asteroid impact: 1-in-200,000* · Tsunami: 1-in-500,000 The Odds of Injury Requiring Medical Treatment From: · Lyme's disease: 1-in-18,100 · Snake bite: 1-in-25,300 · West Nile: 1-in-68,500 · Shark attack: 1-in-6,000,000 The Odds of Being a Victim of ... · Assault by Firearm*: 1-in-325 · Poisoning*: 1-in-1,400 · Murder this year: 1-in-16,917 · Strangulation*: 1-in-34,424 The Odds of Believing ... · That it's better to be poor and thin, than rich and fat: 2-in-3* · You are "extremely stressed": 1-in-3 · That the best way to get rich is to win the lottery: 1-in-5 · Your tattoo was a mistake**: 1-in-7 · You saw a UFO: 1-in-7 The Odds That You... · Have fallen asleep or have felt very sleepy at work in the last month: 1-in-3 · Work at a job where you never get a paid day off: 1-in-4 · Plan to take sick days this summer to go to the beach or go shopping: 3-in-10 · Do not have health insurance: 1-in-7 · Leave home for your commute to work before 6 a.m. to beat traffic: 1-in-8 The Odds ... · Your child will be involved in a school bus accident this year: 1-in-29,180 · Your baby will be delivered by c-section this year: 1-in-3 · You cannot find Iraq on a map, if you are between age 18 to 24: 2-in-3 · You will have a car crash within the first year of driving (if you are 16 years old): 1-in-5 The Odds of Dying From ... · Heart disease: 1-in-438 · Cancer this year: 1-in-600 · Staph infection: 1-in-16,146 · Measles: 1-in-300,000,000

I want to file bankruptcy but i need to know how long typically it would take to start getting credit again? Im only 21 yrs old, just moved fom ny to atlanta in feb but i have alot of unpaid medical bills that my insurance didnt pick up that i cant afford to pay. I also had 2 credit cards when i was 18 and i maxed those out. Citibank is suing me for a loan i never received.i also have 3 different bank accts in collections due to id theft that wasnt fully investigated. and last but not least, i have a comcast bill that totaled to $1500 b/c a family member used the phone to make international calls and refused to pay it and now lives out of the country. what kind of bankruptcy should i file if any?i have 1 car in my name that i pay the note on and my husband has a car that were paying the note on. Will my husband be included in this too?he has new credit but i know the link married people's credit together. Someone advice.....please!!!!!

Child Support Fraud ??? I had 4 checks lost or stolen so i called & they told me that "I" called on aug 28th and changed my address !!! so my checks have been sent 2 another address. Now everytime you call they ask for all your info name,address,phone,ss#, & d.o.b?? so sounds like someone has all my info or its an inside job all they did was add a pin but its an inside job then thats not going to help? anybody know what i can do or does child support investigate? i dont want this to happen again and im concerned about id theft? i do have the address where the checks were sent but i dont want to go & get shot or something who know who it might be. another creepy thing is i also have 2 other checks (1 is my brother's and the other is an insurance check) lost/stolen but these were sent to the correct address?????? any suggestions???

My car was unregistered but had insurance and it got stolen, no police report, later involved in an accident? My car got stolen and I called the police and told him but I think the title was in the car and hence I could not prove that the car was mine at that time. But the police took some details and left and sadly I thought I had filed a report. But later an adjuster from another insurance company called me and told me that my car was involved in an accident and also they got the id of that guy and the accident report was filed and the adjuster from the other company gave me a copy of it. Although my car was unregistered I had taken insurance to get it ready for registration when my car got stolen from my driveway. The person who got hit by my car had collision coverage, but her insurance co is after me. will my insurance cover my liability even if no police report of theft? Can i file a report for my car stolen now? Will I be sued for the injury? Can I find 911 call log to show I did call the cops to report my car stolen (I have a couple of witnesses)? I am just a student

Is it fair city officials go on camera & make statements that enforcing all laws for all people isnt right Y/N When criminals are allowed at Tax Payer Expense to run the streets freely (Driving without licenses, insurance, registration, Etc.) while the tax paying law abiding citizens have to comply. We have a problem. They use Race and profiling, both words that describe themselves to get special treatment for one group over another, when it comes to criminal alien activity and Organized Crime in the city of Phoenix. The group that is getting special treatment is those people that have repeated broken our laws. Both in coming to our state and living in our state.(Felony, ID Theft & Felony, ID Theft in employment.) All with the blessing of City Officials and Organized Crime. Do you believe they are trying to make two sets of laws here ? http://immigrationbuzz.com/?p=1999